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TRUSTED BY 190+ LOAN OFFICERS & REAL ESTATE AGENTS TO GET THEIR CLIENTS HOME

THE DEBT SETTLEMENT PLAYBOOK™:

The Step-by-Step Homebuyer Playbook That Cleared $365K in Collections—Stress-Free!

Start Settling Your First Debt Within 24 Hours...Even If You’ve Never Negotiated a Dime

Rated & Backed by a 30-Day Money-Back Guarantee!

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Perfect Payments - Never Miss A Payment Again!

Collection accounts only exist because payments were missed. Create a financial system that protects you from late payments even if you fall on hard times. Get the Perfect Payments System for just $47 and master a step-by-step process to streamline payments, avoid costly mistakes, and protect your financial health. Take control today!

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* 100% Secure & Safe Payments *

SETTLING DEBT THE WRONG WAY CAN KEEP YOU STUCK.

Most people assume that paying off a collection automatically improves their credit. But in reality...If You Don’t Settle The Right Way, It Won’t Help At All...It Could Even Make Things WORSE!

I Received A Phone Call From A Woman Once...

DO YOU KNOW WHY?

PAYING OFF COLLECTIONS WILL NOT ALWAYS

REMOVE THE NEGATIVE ACCOUNT FROM YOURCREDIT REPORT

THIS MEANS THE NEGATIVE IMPACT TO YOUR SCORE REMAINS

SHE LOST THE HOME SHE HAD BEEN WORKING TOWARDS 6 YEARS.

THIS PROGRAM PROVIDES EVERYTHING YOU NEED TO KICKSTART YOUR DEBT SETTLEMENT JOURNEY!

✅ Debt Essentials: Mastering The Basics Of Debt Collection............($47 Value)

✅ Negotiate Like a Pro: How To Settle Debts Successfully...............($197 Value)

✅ Common Mistakes: When Not To Settle..........................................($97 Value)

🎁 Included Bonuses with The Debt Settlement Playbook

✅ Bonus #1: FDCPA Debt Verification Blueprint............($25 Value)

Learn how to legally verify debt, protect your credit, and stop collection agencies from reporting false or expired debt. Includes scripts, templates, and strategy.

✅ Bonus #2: The Debt Decision Matrix (Google Spreadsheet)............($45 Value)

Finally answer the question: “Which debt should we tackle first?” This spreadsheet helps couples organize every debt they owe and prioritize it based on impact, urgency, and mortgage readiness.

✅ Bonus #3: Pay-for-Deletion Request Script............($27 Value)

Get the exact script to use when contacting creditors to remove negative marks from your credit report before you send a payment.

✅ Bonus #4: The Statute of Limitations by State (PDF Download).........($29 Value)

Know your rights. Use this resource to check whether a debt is legally enforceable based on your state’s statute of limitations. A must-have for anyone dealing with collections.

✅ Bonus #5: The Negotiation Checklist............($30 Value)

Your step-by-step cheat sheet for settling debt the right way—without falling for traps, overpaying, or restarting the clock on expired debts.

NORMALLY VALUED AT $497

TODAY JUST:

$27!

GET 95% OFF - SAVE $470

FLASH SALE

CLOSING THE GAP BETWEEN DEBT AND HOMEOWNERSHIP

SAY GOODBYE TO....

  • Feeling stuck, knowing your debt is holding you back but not knowing how to fix it.

  • The anxiety of looking at your credit report and seeing collection after collection.

  • Getting conflicting advice—“Never pay collections!” “Pay them off and they’ll disappear!”—and not knowing what’s actually true.

  • Wasting money paying debts that don’t even help your credit score.

  • The fear of answering unknown phone calls, expecting another collector demanding money.

DON'T MISS THIS CHANCE TO TAKE CONTROL AND SETTLE YOUR DEBTS FOR A BRIGHTER FINANCIAL FUTURE!

WIPE OUT COLLECTIONS WITHOUT OVERPAYING

  • Most people pay WAY more than they need to when settling collections.

  • Debt collectors buy your debt for pennies on the dollar—yet they’ll push you to pay the full amount.

  • With this playbook, you’ll learn how to settle for LESS (or sometimes pay nothing at all).

PROTECT YOURSELF FROM LEGAL TRAPS AND SCAMS

  • Debt collectors count on you
    not knowing your rights.

  • They’ll pressure you into making bad decisions—like agreeing to a payment plan that keeps you in debt longer.

  • This playbook gives you the exact scripts and strategies to stop harassment, verify debts, and negotiate from a position of power.

GET MORGTAGE-READY AND FINALLY MOVE FORWARD

  • This isn’t just about debt—it’s about getting approved for a home.

  • You’ll learn exactly how to

    remove collections from your credit reports (not just pay them off)

  • Boost your score, lower your debt-to-income ratio, and finally

    qualify for a mortgage.

TESTIMONIALS

WHAT OTHERS ARE SAYING

"With a hawk eyed approach to fixing credit, Jonas has helped me (and continues to) realign my approach of how to use credit. It’s starts with a consultation with him initially, but his team contacts me 2-3X a month to see how I’m doing throughout the Credit Building journey. He got rid of 11 collection accounts in 3months!!! NEVER PAY 3rd Party Collectors when Jonas is around. I highly recommend Jonas to whoever is in that’s journey!." - Macbel W.

"Jonas and his team are phenomenal. My husband and I have been wanting to buy a home for several years and had no clue where to start or how to improve our credit. Jonas has been extremely helpful, supportive and knowledgeable through this entire process. We’re only 1 month in and all of my credit scores have increased 40+ points already!! I’m amazed! Don’t hesitate to book the consultation, you won’t regret it." -
Kristina H.

"Jonas is the best! He was a big help to me in a situation with a debt collector that was trying to take me to court and sue me erroneously! Don't wait, give Scribble a try today!." - Erin R.

"I am so glad that I was introduced to Jonas/Scribble. I am finally on the road to financial freedom with his help. They are definitely God Sent." - Adrienne W.

I TRULY BELIEVE THIS PROGRAM WILL HAVE A LASTING IMPACT ON YOUR AND YOUR FAMILY'S LIFE

A BIG, BOLD PROMISE, YES I KNOW...

I can make this promise with confidence because I’ve seen how the system you’re about to learn can help you eliminate debt and regain financial freedom. Settle your first debt in just 24 hours, and together we’ll build your confidence and empower you to take control of your financial future.

WHAT'S INSIDE THE DEBT SETTLEMENT PLAYBOOK?

MODULE 1 :

DEBT ESSENTIALS

  • The truth about paying collections and why it doesn’t always help your credit.

  • How to use the statute of limitations to avoid paying debts you may not legally owe.

  • The power to remove debts from your credit reports the right way.

MODULE 2 :

DEBT DECISION MATRIX

  • The difference between original creditor debt and third-party debt collections—and why this matters for settlement.

  • How to determine which debts to pay, settle, or ignore based on lender guidelines.

  • Why debt-to-income (DTI) ratio is one of the biggest mortgage roadblocks—and how collections factor in.

  • The Debt Matrix Strategy—a step-by-step system to eliminate debt without wasting money.

MODULE 3 :

THE CONFIDENT NEGOTIATOR


  • How to negotiate debt like a pro, even if you’ve never done it before.

  • The strategy for getting the lowest possible settlement.

  • The Negotiation Script—what to say, how to say it, and when to walk away.

KEY TAKEAWAY : NOT ALL DEBTS SHOULD BE PAID. PRIORTIZE THOSE THAT SHOULD AND SAVE YOUSELF THOUSANDS OF DOLLARS.

KEY TAKEAWAY : NOT ALL DEBTS SHOULD BE PAID. PRIORTIZE THOSE THAT SHOULD AND SAVE YOUSELF THOUSANDS OF DOLLARS.

MODULE 3 :

THE CONFIDENT NEGOTIATOR


  • How to negotiate debt like a pro, even if you’ve never done it before.

  • The strategy for getting the lowest possible settlement.

  • The Negotiation Script—what to say, how to say it, and when to walk away.

NORMALLY VALUED AT $497

TODAY JUST:

$27!

GET 95% OFF - SAVE $470

FLASH SALE

I WANT YOU TO MAKE THE COMMITMENT TO YOURSELF TO START

I'm with you every step of the way. No matter where you are right now, you CAN overcome ANY challenge - no one's getting left behind:

I DON'T HAVE ENOUGH TIME


In less than 24 hours you could be settling your first debt with simple, effective steps.  Quick, efficient, and life-changing!

I DON'T HAVE ENOUGH MONEY

You don’t always need a lot of money. You need the right strategy, timing, and scripts—and that’s exactly what we give you inside the program.

DEBT SETTLEMENT IS HARD


This playbook is designed specifically for beginners. We break down complex debt settlement strategies into simple steps, making the process stress-free for you.

I'M SCARED OF MAKING MISTAKES


You miss 100% of the chances you don’t take. Don’t let fear hold you back! This playbook will guide you step by step, helping you build confidence and take control of your financial future.

NO MORE GUESSWORK, JUST STRAIGHT FORWARD GUIDANCE, TECHNIQUES, AND EMPOWERMENT

FEEL CONFIDENT KNOWING YOU'RE MAKING THE BEST DECISIONS TO SETTLE YOUR DEBT AND REGAIN FINANCIAL FREEDOM

MY GOAL IS....

GET YOU EDUCATED

On The Must-Know Basics For Beginners

Debt relief knowledge and financial freedom made easy.

WALK YOU THROUGH

The Process & Methods of Debt Settlement

Gain confidence in settling your debt effectively!

GET YOU SET UP

Start Your Debt-Free Journey Today

Take the first step toward financial freedom and a stress-free future!

BUY YOUR DEBT SETTLEMENT PLAYBOOKUpgrade Your Order & Save!
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No products available
Perfect Payments - Never Miss A Payment Again!

If you've missed a payment in the last 12 months, you need this! Collection accounts only exist because payments were missed. Create a financial system that protects you from late payments even if you fall on hard times. Get the Perfect Payments System for just $47 and master a step-by-step process to streamline payments, avoid costly mistakes, and protect your financial health. Take control today!

Order Summary
ItemQuantityamount
Please select at least one item to proceed!
* 100% Secure & Safe Payments *

FEEL CONFIDENT KNOWING YOU'RE MAKING THE BEST DECISIONS TO SETTLE YOUR DEBT AND REGAIN FINANCIAL FREEDOM

THE BLUEPRINT FOR BEGINNERS

Settle your first debt in as little as 24 hours!

Don’t miss this opportunity to take control of your finances and make real progress toward a debt-free future.!